Application US20200111139

PAYMENT INTERCHANGE FOR USE WITH GLOBAL SHOPPING CART
[+] Show Details

US20200111139

1. A global shopping cart payment system in a global shopping cart, the system comprising: (12) (2)

a security module configured to provide a plurality of levels of access security for the global shopping cart, the plurality of levels of access security including an owner level of access and an invitee level of access;

a processor and a memory that has instructions that are readable by the processor, and when read by the processor causes the processor to: establish the global shopping cart for an owner in the memory, wherein the global shopping cart comprises a plurality of web accessible areas for at least one web site for the global shopping cart, and wherein the security module provides the plurality of levels of access security for each of the plurality of web accessible areas;

create for the owner, a task in the global shopping cart, wherein the global shopping cart is configured to store data relating to an item that relates to the task;

establishing, in the global shopping cart, a web site representative of the task, wherein the security module provides the plurality of levels of access security to the plurality web-accessible areas of the web site representative of the task; and

provide a selected area of the plurality of web accessible areas of the web site that is representative of the task in the global shopping cart that is accessible by the owner of the global shopping cart and an invitee of the global shopping cart,

receive profile information from the invitee to permit invitee level of access for the invitee the selected area of the global shopping cart, and

create a profile for the invitee based on the profile information.

2. The system of claim 1, wherein the processor is further caused to send an invitation to the invitee to join the global shopping cart. (0)

3. The system of claim 1, wherein the global shopping cart has a payment module comprising an owner payment mode having owner payment information. (1) (0)

4. The system of claim 3, wherein the payment module comprises an invitee payment mode having invitee payment information. (3) (0)

13. The system of claim 4, wherein the payment module is configured to process a payment mode selected from the group consisting of: a digital wallet, near field communication (NFC), quick response (QR) code, and a third party payment system. (0)

14. The system of claim 4, wherein the payment module is configured to process a non-traditional payment mode selected from the group consisting of barter, virtual currency, bitcoin, social media credit, automated clearing house (ACH), coupon, biometric payment, enhanced mobile payment through a camera or geo location device, payment through a form factor comprising a watch, ring, eye glasses, hand or body gestures in coordination with a mobile or other form factor, enhanced and virtual currency. (0)

15. The system of claim 4, wherein the processor is further caused to: (0) (3)

5. The system of claim 1, wherein the processor is further caused to provide access to the selected area in the global shopping cart for a merchant via merchant API. (3) (0)

9. The system of claim 1, wherein the processor is further caused to: (0) (2)

10. The system of claim 1, wherein the processor is further caused to: (0) (1)

11. The system of claim 1, wherein the processor is further caused to: (0) (1)

12. The system of claim 1, further comprising a dashboard area in the global shopping cart enabling the owner to change payment mode preferences. (0)

16. The system of claim 1, wherein the system comprises a plurality of security measures for protecting the global shopping cart, and wherein the security measures include one or more analytic triggers configured to identify suspicious shopping cart activity related to the task, wherein the system is configured to suspend shopping cart activity when the one or more analytic triggers identify the suspicious shopping cart activity. (0)

17. The system of claim 1, wherein the transaction is conducted using at least two different owner payment sources. (0)

18. The system of claim 1, further comprising an owner profile data store that includes profile information comprising age range, income range, gender, and residence to enable a merchant to tailor a merchant's product, service, and inventory to the owner of the global shopping cart. (0)

19. The system of claim 1, wherein the processor is further caused to: (0) (2)

20. The system of claim 1, wherein the processor is further caused to: (0) (1)

View Abstract and Specification Size

PDF with Images and Document Face >

Full Text Publication >

Application US20200111139

PAYMENT INTERCHANGE FOR USE WITH GLOBAL SHOPPING CART

Patent Matrix® Search