Application US20190236564

SYSTEM AND METHOD FOR DIGITAL CURRENCY VIA BLOCKCHAIN
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US20190236564

1. A method comprising: (5) (11)

generating one digital currency unit by tying the one digital currency unit to a regular currency;

storing information of the one digital currency unit into a block of a blockchain;

buying or paying the one digital currency unit;

determining whether restrictions are applied to the one digital currency unit by referring to one or more documents associated with the one digital currency;

recording the determination in a block of the blockchain;

overlaying the one digital currency unit with customer purchase history;

calculating savings based on the one digital currency unit again naked forecast;

applying the savings to customer purchases;

using the one digital currency unit for accepted goods or services with the saving if the one digital currency unit is restricted;

using the one digital currency unit for any goods or services with the saving if the one digital currency unit is unrestricted; and

storing the one digital currency into a digital currency reserve.

2. The method of claim 1, wherein the regular currency is U.S. dollar. (0)

3. The method of claim 1, the method further comprising: (0) (2)

4. The method of claim 1, further comprising: (0) (1)

5. The method of claim 1, wherein the savings vary by products and is higher for predicted goods of the customer. (0)

6. The method of claim 1, further comprising: (0) (1)

7. A system, comprising: (5) (2)

a processor; and

a computer-readable storage medium having instructions stored which, when executed by the processor, cause the processor to perform operations comprising: generating one digital currency unit by tying the one digital currency unit to a regular currency;

storing information of the one digital currency unit into a block of a blockchain;

buying or paying the one digital currency unit;

determining whether restrictions are applied to the one digital currency unit by checking a database in which restrictions associated with the one digital currency are stored;

recording the determination in a block of the blockchain;

overlaying the one digital currency unit with customer purchase history;

calculating savings based on the one digital currency unit again naked forecast;

applying the savings to customer purchases;

using the one digital currency unit for accepted goods or services with the saving if the one digital currency unit is restricted;

using the one digital currency unit for any goods or services with the saving if the one digital currency unit is unrestricted; and

storing the one digital currency into a digital currency reserve.

8. The system of claim 7, wherein the regular currency is U.S. dollar. (0)

9. The system of claim 7, the computer-readable storage medium having additional instruction stored which, when executed by the processor, cause the processor to perform operations comprising: (0) (2)

10. The system of claim 7, the computer-readable storage medium having additional instruction stored which, when executed by the processor, cause the processor to perform operations comprising: (0) (1)

11. The system of claim 7, wherein the savings vary by products and is higher for predicted goods of the customer. (0)

12. The system of claim 7, the computer-readable storage medium having additional instruction stored which, when executed by the processor, cause the processor to perform operations comprising: (0) (1)

13. A non-transitory computer-readable storage medium having instructions stored which, when executed by a computing device, cause the computing device to perform operations comprising: (0) (11)

generating one digital currency unit by tying the one digital currency unit to a regular currency;

storing information of the one digital currency unit into a block of a blockchain;

buying or paying the one digital currency unit;

determining whether restrictions are applied to the one digital currency unit by checking a database in which restrictions associated with the one digital currency are stored;

recording the determination in a block of the blockchain;

overlaying the one digital currency unit with customer purchase history;

calculating savings based on the one digital currency unit again naked forecast;

applying the savings to customer purchases;

using the one digital currency unit for accepted goods or services with the saving if the one digital currency unit is restricted;

using the one digital currency unit for any goods or services with the saving if the one digital currency unit is unrestricted; and

storing the one digital currency into a digital currency reserve.

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Application US20190236564

SYSTEM AND METHOD FOR DIGITAL CURRENCY VIA BLOCKCHAIN

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