Application US20180330342

receiving, by a server computer, a transfer request associated with a first user, the transfer request comprising authentication information associated with the first user, first identification information associated with the first user, an identifier associated with a second user, and a transfer amount;

validating, by the server computer, the transfer request utilizing the first authentication information;

transmitting, by the server computer, the transfer request to a computing device of the second user utilizing the identifier associated with the second user;

receiving, by the server computer, a digital asset request comprising second identification information associated with the second user and a digital asset amount related to the transfer amount;

transmitting, by the server computer, a transaction request to an financial institution computer, the transaction request comprising the first identification information, the second identification information, and the transfer amount;

receiving, by the server computer, a transaction response corresponding to the transaction request;

generating, by the server computer, a digital asset corresponding to the digital asset amount utilizing the first identification information, the digital asset being associated with a first digital asset account of the first user;

transferring, by the server computer, the digital asset from the first digital asset account of the first user to a second digital asset account of the second user utilizing the first identification information and the second identification information; and

maintaining, by the server computer, a blockchain ledger of transactions to indicate the transfer of the digital asset from the first digital asset account of the first user to the second digital asset account of the second user.

a processor, and

a computer readable medium coupled to the processor, the computer readable medium comprising code for causing the processor to: receive a transfer request associated with a first user, the transfer request comprising authentication information associated with the first user, first identification information associated with the first user, an identifier associated with a second user, and a transfer amount; validate the transfer request utilizing the first authentication information; transmit the transfer request to a computing device of the second user utilizing the identifier associated with the second user; receive a digital asset request comprising second identification information associated with the second user and a digital asset amount related to the transfer amount; transmit a transaction request to an financial institution computer, the transaction request comprising the first identification information, the second identification information, and the transfer amount; receive a transaction response corresponding to the transaction request; generate a digital asset corresponding to the digital asset amount utilizing the first identification information, the digital asset being associated with a first digital asset account of the first user; transfer the digital asset from the first digital asset account of the first user to a second digital asset account of the second user utilizing the first identification information and the second identification information; and maintain a blockchain ledger of transactions to indicate the transfer of the digital asset from the first digital asset account of the first user to the second digital asset account of the second user.

a display;

a processor; and

 

a computer readable medium coupled to the processor, the computer readable medium comprising code for causing the processor to: receive, from a server computer, a transfer request associated with a transferor, the transfer request comprising a transfer amount; provide an option to request the transfer amount to be provided as a digital asset, the option being provided to a user of the user computing device utilizing the display; receive user input indicating that the option has been selected; collect user identification information of the user; transmit, to the server computer, a digital asset request comprising the user identification information and a digital asset amount related to the transfer amount, wherein receipt of the digital asset request causes the digital asset service provider computer to facilitate a transfer of the digital asset from the transferor to the user utilizing a blockchain ledger of transactions; receive notification that the digital asset has been transferred; and present the notification to the user at the display.