Patent US10133603

Computerized system for real-time resource transfer verification and tracking
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US10133603

1. A computer system for verifying resource transfers in real-time, comprising: (5) (6)

a classical computer apparatus comprising: a processor;

a memory; and

a resource transfer processing application that is stored in the memory and executable by the processor;

a quantum optimizer in communication with the classical computer apparatus, the quantum optimizer comprising:

a quantum processor; and

a quantum memory;

wherein the resource transfer processing application is configured for: identifying resource transfer information related to previous resource transfers, wherein the resource transfer information comprises information indicating whether the previous resource transfers were verified;

transmitting the resource transfer information to the quantum optimizer;

receiving a first resource transfer request related to a first resource transfer;

identifying first resource transfer request information related to the first resource transfer request;

transmitting the first resource transfer request information to the quantum optimizer;

receiving from the quantum optimizer an indication of whether the first resource transfer is verified; and

based on the indication of whether the first resource transfer is verified, processing the first resource transfer request;

wherein the quantum optimizer is configured for: receiving the resource transfer information from the classical computer apparatus;

analyzing the resource transfer information to generate a first model for verifying resource transfers, wherein the first model is configured for real-time processing by the quantum optimizer;

receiving the first resource transfer request information from the classical computer apparatus;

analyzing the first resource transfer request information using the first model to determine whether the first resource transfer is verified; and

transmitting to the classical computer apparatus the indication of whether the first resource transfer is verified.

2. The computer system of claim 1, wherein: (2) (2)

the quantum optimizer is configured for: analyzing the resource transfer information to generate a second model for verifying resource transfers, wherein the second model is configured for real-time processing by the classical computer apparatus;

the resource transfer processing application is configured for: receiving a second resource transfer request related to a second resource transfer;

identifying second resource transfer request information related to the second resource transfer request;

analyzing the second resource transfer request information using the second model to determine (i) whether the second resource transfer is verified and (ii) a confidence level of whether the second resource transfer is verified; and

based on analyzing the second resource transfer request information using the second model to determine (i) whether the second resource transfer is verified and (ii) the confidence level of whether the second resource transfer is verified, processing the second resource transfer request.

3. The computer system of claim 2, wherein: (1) (2)

the resource transfer processing application is configured for: receiving a third resource transfer request related to a third resource transfer;

identifying third resource transfer request information related to the third resource transfer request;

analyzing the third resource transfer request information using the second model to determine a confidence level of whether the third resource transfer is verified;

based on analyzing the third resource transfer request information using the third model to determine the confidence level of whether the third resource transfer is verified, transmitting the third resource transfer request information to the quantum optimizer;

receiving from the quantum optimizer an indication of whether the third resource transfer is verified; and

based on the indication of whether the third resource transfer is verified, processing the third resource transfer request;

the quantum optimizer is configured for: receiving the third resource transfer request information from the classical computer apparatus;

analyzing the third resource transfer request information using the first model to determine whether the third resource transfer is verified; and

transmitting to the classical computer apparatus the indication of whether the third resource transfer is verified.

4. The computer system of claim 3, wherein the third resource transfer request information is transmitted to the quantum optimizer in response to determining that the confidence level of whether the third resource transfer is verified is below a defined threshold. (0)

5. The computer system of claim 2, wherein the second resource transfer request is processed in response to determining that the confidence level of whether the second resource transfer is verified is above a defined threshold. (0)

6. The computer system of claim 1, wherein: (0) (2)

7. The computer system of claim 1, wherein: (0) (2)

8. The computer system of claim 1, wherein analyzing the first resource transfer request information using the first model to determine whether the first resource transfer is verified comprises verifying an identity of a sender or recipient of the first resource transfer. (0)

9. The computer system of claim 1, wherein analyzing the first resource transfer request information using the first model to determine whether the first resource transfer is verified comprises verifying whether the first resource transfer involves unauthorized activity. (0)

10. A computer program product for verifying resource transfers in real-time, comprising a non-transitory computer-readable storage medium having computer-executable instructions for: (0) (8)

identifying resource transfer information related to previous resource transfers, wherein the resource transfer information comprises information indicating whether the previous resource transfers were verified;

transmitting the resource transfer information to a quantum optimizer;