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Application US20190378220
Published 2019-12-12
Automated Remote Payments Between A Vehicle And A Refueling Station
A system and method for automated remote payments between a vehicle and a refueling station is disclosed. The system may enable the vehicle to initiate an automated remote payment to the refueling station without needing the user to manually input transaction account information, or to manually prepay for the transaction. The refueling station may detect when the vehicle is in proximity, and the vehicle and the refueling station may open communications to transmit data. The vehicle may transmit vehicle identifying data to the refueling station, and the refueling station may communicate the vehicle identifying data to a payment network to authorize the transaction. In response to authorizing the transaction, the vehicle may proceed with refueling at the refueling station.
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- 1. A method for automated remote payments comprising:
receiving, by a remote payment system of a vehicle, a communications broadcast handshake from a communications module of a refueling station, wherein the refueling station is configured to transmit the communications broadcast handshake in response to detecting the vehicle in proximity of the refueling station and detecting a communications broadcast from the remote payment system; transmitting, by the remote payment system and via a trusted platform module (TPM), vehicle identifying data to the refueling station, wherein in response to receiving the vehicle identifying data the refueling station is configured to transmit the vehicle identifying data to a payment network to authorize payment; and receiving, by the remote payment system and via the payment network, a remote payment approval to begin refueling the vehicle.
- 8. A computer-based system, comprising:
a processor; and a tangible, non-transitory memory configured to communicate with the processor, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising: receiving, by the processor in a vehicle, a communications broadcast handshake from a communications module of a refueling station, wherein the refueling station is configured to transmit the communications broadcast handshake in response to detecting the vehicle in proximity of the refueling station and detecting a communications broadcast from the processor; transmitting, by the processor and via a trusted platform module (TPM), vehicle identifying data to the refueling station, wherein in response to receiving the vehicle identifying data the refueling station is configured to transmit the vehicle identifying data to a payment network to authorize payment; and receiving, by the processor and via the payment network, a remote payment approval to begin refueling the vehicle.
- 15. An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer-based system, cause the computer-based system to perform operations comprising:
receiving, by the computer-based system in a vehicle, a communications broadcast handshake from a communications module of a refueling station, wherein the refueling station is configured to transmit the communications broadcast handshake in response to detecting the vehicle in proximity of the refueling station and detecting a communications broadcast from the computer-based system; transmitting, by the computer-based system and via a trusted platform module (TPM), vehicle identifying data to the refueling station, wherein in response to receiving the vehicle identifying data the refueling station is configured to transmit the vehicle identifying data to a payment network to authorize payment; and receiving, by the computer-based system and via the payment network, a remote payment approval to begin refueling the vehicle.
