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Application US20180293577


Published 2018-10-11

Method Of Processing Payment Based On Blockchain And Apparatus Thereof

Provided are a method of processing payment based on a blockchain, which is performed by a payment service providing server. The method comprising receiving a request from a terminal of a seller for an electronic wallet address of a payer, the request comprising identification information of the payer, obtaining the electronic wallet address of the payer based on the identification information of the payer through a blockchain system, in response to the receiving the request for the electronic wallet address, transmitting the obtained electronic wallet address of the payer to the terminal of the seller, receiving payment request information from the terminal of the seller, the payment request information comprising the obtained electronic wallet address of the payer, transmitting the payment request information to a terminal of the payer, receiving payment information from the terminal of the payer, the payment information comprising the payment request information and an electronic signature of the payer and processing a payment transaction based on the payment information through the blockchain system in response to the receiving the payment information.



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3 Independent Claims

  • 1. A method of processing payment based on a blockchain, which is performed by a payment service providing server, the method comprising: receiving a request from a terminal of a seller for an electronic wallet address of a payer, the request comprising identification information of the payer; obtaining the electronic wallet address of the payer based on the identification information of the payer through a blockchain system, in response to the receiving the request for the electronic wallet address; transmitting the obtained electronic wallet address of the payer to the terminal of the seller; receiving payment request information from the terminal of the seller, the payment request information comprising the obtained electronic wallet address of the payer; transmitting the payment request information to a terminal of the payer; receiving payment information from the terminal of the payer, the payment information comprising the payment request information and an electronic signature of the payer; and processing a payment transaction based on the payment information through the blockchain system in response to the receiving the payment information.

  • 11. A server for providing a payment service, the server comprising: a hardware processor; and a memory configured to load a computer program executed by the hardware processor; wherein the computer program which, when executed by the hardware processor, causes the hardware processor to perform operations comprising: receiving a request from a terminal of a seller for an electronic wallet address of a payer, the request comprising identification information of the payer; obtaining the electronic wallet address of the payer based on the identification information of the payer through a blockchain system, in response to the receiving the request for the electronic wallet address; transmitting the obtained electronic wallet address of the payer to the terminal of the seller; receiving payment request information from the terminal of the seller, the payment request information comprising the obtained electronic wallet address of the payer from the terminal of the seller; transmitting the payment request information to a terminal of the payer; receiving payment information from the terminal of the payer, the payment information comprising the payment request information and an electronic signature of the payer; and processing a payment transaction based on the payment information through the blockchain system in response to the receiving the payment information.

  • 19. A server for providing a payment service, the server comprising: a hardware processor; and a memory configured to load a computer program executed by the hardware processor; wherein the computer program which, when executed by the hardware processor, causes the hardware processor to perform operations comprising: receiving a first payment request information from a first terminal of a first user, the first payment request information comprising an electronic wallet address of a second user in a blockchain system; generating a second payment request information based on the first payment request information; transmitting the second payment request information to a second terminal of the second user; receiving payment information from the second terminal of the second user, the payment information comprising an electronic signature of the second user; and processing a payment transaction based on the payment information through the blockchain system in response to the receiving the payment information.