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IBM is an American multinational information technology company founded in 1911. IBM produces and sells computer hardware, middleware and software, and provides hosting and consulting services in areas ranging from mainframe computers to nanotechnology. In 2019, IBM made their real-time, global payments network accessible to a growing number of markets. Called IBM Blockchain World Wire, its purpose is to support cross-border transactions and foreign exchange in more than 50 countries using digital assets, or cryptocurrencies. 

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